Frequently ask question

What is a payday loan?

A payday loan is an unsecured, short-term cash loan to help you until your next payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. At One Stop PayDay Loans, apply online for a payday loan and your advance will be electronically deposited to your checking or savings account.

Whether you are paying off bills, celebrating a special occasion, or covering an unexpected cost your payday loan is there to be used at your own discretion.

To apply for a payday loan, complete and submit the application found on our website. At that point, the approval process will immediately get under way and an agent will notify you of your status.

We need your name, address, employment information, banking details, and picture identification in order to complete your payday loan request.

We respect our customer’s right to privacy in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information.

One Stop PayDay Loans never charges applicants a fee to qualify for a payday loan.

As we do not perform credit checks, bad credit will not prevent you from receiving a payday loan at One Stop PayDay Loans. Our friendly managers will work with you, even if you have been turned down by other lenders.

No, all other payday loans must be repaid before another may be granted.

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I’d like a Payday Loan!

One Stop PayDay Loans is a licensed direct lender for payday loans. There are no middlemen and your information will never be sold or shared with third-parties. We are passionate about helping our customers and pride ourselves on providing a no-hassle, no-pressure payday loan service.

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